Análisis Del Recaudo De Cartera En El Sector Comercial Del Municipio De Copacabana
Quiros Benítez, Marian Alejandra
Arboleda Puerta, Jhenifer
Corporación Universitaria Minuto de Dios
Esta investigación pretende analizar el recaudo de cartera en el sector comercial del municipio
de Copacabana Antioquia, debido que el principal conflicto en las pequeñas y grandes empresas es
recaudar el dinero en tiempos prudentes, adicional a ello, este trabajo, permite revisar las estrategias de
cobro de cartera y las políticas de crédito con la intención de revisar los impactos que estas tienen en la
recuperación de cartera de las empresas.
Las cuentas por cobrar sin lugar a duda forman parte de los ingresos y por lo tanto las empresas
deben generar todo tipo de estrategias para reducir el nivel de riesgo presente en el cobro de cartera, y
así evitar que ocurran perdidas. Debido que una mala gestión de cartera o falta de procesos eficientes
ocasionan perdidas realmente notables en las empresas, causando el cierre de la empresa.
Si las empresas logran generar un control a la hora del proceso de gestión de cartera y a la gestión correcta de otorgar créditos a los clientes, así mismo como categórico la implementación de las políticas y mecanismos de alertas para la gestión y recaudo de cartera esta misma permitirá de manera
eficaz que la empresa tenga un buen flujo de efectivo para que esta pueda financiarse sin necesidad de
préstamos bancarios.
Este trabajo surge de la necesidad de establecer las causas de la baja recaudación en las pequeñas y gran parte de las medianas empresas de Copacabana, y cómo influye el escaso o nula estandarización para un proceso de cobranza eficiente y sus efectos negativos en los planes presupuestales para el cumplimiento de sus obligaciones, el riesgo de liquidez y crecimiento de las empresas del sector.
This research aims to analyze the collection of portfolio in the commercial sector of the municipality of Copacabana Antioquia, because the main conflict in small and large companies is to collect money in prudent times, in addition to this, this work allows us to review the collection strategies portfolio and credit policies with the intention of reviewing the impacts that these have on the recovery of companies' portfolios. Accounts receivable are undoubtedly part of the income and therefore companies must generate all kinds of strategies to reduce the level of risk present in the portfolio collection, and thus prevent losses from occurring. Because poor portfolio management or lack of efficient processes cause really notable losses in companies, causing the closure of the company. If companies manage to generate control at the time of the portfolio management process and the correct management of granting credit to customers, as well as categorically implementing policies and alert mechanisms for portfolio management and collection, this will allow in an effective way that the company has a good cash flow so that it can be financed without the need for bank loans. This work arises from the need to establish the causes of low collection in small and large part of the medium-sized companies of Copacabana, and how little or no standardization influences an efficient collection process and its negative effects on budget plans for compliance with its obligations, liquidity risk and growth of companies in the sector.
This research aims to analyze the collection of portfolio in the commercial sector of the municipality of Copacabana Antioquia, because the main conflict in small and large companies is to collect money in prudent times, in addition to this, this work allows us to review the collection strategies portfolio and credit policies with the intention of reviewing the impacts that these have on the recovery of companies' portfolios. Accounts receivable are undoubtedly part of the income and therefore companies must generate all kinds of strategies to reduce the level of risk present in the portfolio collection, and thus prevent losses from occurring. Because poor portfolio management or lack of efficient processes cause really notable losses in companies, causing the closure of the company. If companies manage to generate control at the time of the portfolio management process and the correct management of granting credit to customers, as well as categorically implementing policies and alert mechanisms for portfolio management and collection, this will allow in an effective way that the company has a good cash flow so that it can be financed without the need for bank loans. This work arises from the need to establish the causes of low collection in small and large part of the medium-sized companies of Copacabana, and how little or no standardization influences an efficient collection process and its negative effects on budget plans for compliance with its obligations, liquidity risk and growth of companies in the sector.
Realizar un Análisis del recaudo de cartera y sus problemáticas en las empresas del sector
comercial del municipio de Copacabana
Cartera, Control, Recaudo
Quiros, M., Arboleda, J. (2023). Análisis Del Recaudo De Cartera En El Sector Comercial Del Municipio De Copacabana. (Trabajo de grado). Corporación Universitaria Minuto de Dios, Bello - Colombia.