Gestión de cobro y recuperación de cartera de la empresa Francisco Murillo S.A.S
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Date
2019-11-21
Authors
Muriel Acevedo, Flor Edith
Advisors
Espinal Piedrahita, Juan José
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Restringido
Abstract
La administración de cartera es indispensable para la toma de decisiones financieras de la empresa, es claro que al reducir los niveles de cartera vencida e incrementar los resultados de recuperación, la empresa podrá tener mejores decisiones financieras y mayor solvencia económica, este es el caso de la cartera de la empresa FRANCISCO MURILLO, la cual se basa fundamentalmente en que se poseen muy pocas medidas de control y seguimiento de sus créditos. Este trabajo tiene por objeto investigar la situación actual en la que se encuentra la cartera de la empresa FRANCISCO MURILLO SAS, identificar las falencias más representativas, mejorar los procesos, y diseñar estrategias de control que ayuden al progreso del área. Se desarrolla una metodología descriptiva a partir de un enfoque de recolección de datos, lo cual permitirá realizar el reconocimiento profundo de la problemática y tomar las medidas necesarias que promuevan un eficiente desempeño financiero. En conclusión, esta investigación permite a la empresa en cuestión, otorgar créditos y tener una reducción importante en los días de recuperación de la cartera, para ello es indispensable que la gestión se realice de manera constante para que los objetivos que se alcancen sigan en pie y se pueda llegar el saneamiento completo de la cartera.
Portfolio management is essential for making financial decisions of the company, it is clear that by reducing the levels of past due loans and increasing the recovery results, the company may have better financial decisions and greater economic solvency, this is the case of The portfolio of the company FRANCISCO MURILLO, which is based fundamentally on the fact that there are very few control and monitoring measures for its credits. This work aims to investigate the current situation of the FRANCISCO MURILLO SAS company portfolio, identify the most representative flaws, improve processes, and design control strategies that help the progress of the area. A descriptive methodology is developed based on a data collection approach, which will allow a thorough recognition of the problem and take the necessary measures that promote efficient financial performance. In conclusion, this investigation allows the company in question, to grant credits and have a significant reduction in the days of recovery of the portfolio, for this it is essential that the management is carried out constantly so that the objectives achieved are still standing and the complete sanitation of the portfolio can be reached.
Portfolio management is essential for making financial decisions of the company, it is clear that by reducing the levels of past due loans and increasing the recovery results, the company may have better financial decisions and greater economic solvency, this is the case of The portfolio of the company FRANCISCO MURILLO, which is based fundamentally on the fact that there are very few control and monitoring measures for its credits. This work aims to investigate the current situation of the FRANCISCO MURILLO SAS company portfolio, identify the most representative flaws, improve processes, and design control strategies that help the progress of the area. A descriptive methodology is developed based on a data collection approach, which will allow a thorough recognition of the problem and take the necessary measures that promote efficient financial performance. In conclusion, this investigation allows the company in question, to grant credits and have a significant reduction in the days of recovery of the portfolio, for this it is essential that the management is carried out constantly so that the objectives achieved are still standing and the complete sanitation of the portfolio can be reached.
Description
Implementar medidas de control que garanticen los pagos oportunos de cartera para créditos otorgados a nuevos clientes y existentes en la empresa Francisco Murillo S.A.S.
Keywords
Gestión, Recuperación, Cartera vencida, Cobranza, Políticas de crédito, Management, Recovery, Collection