Importancia de los riesgos operacionales para la gerencia financiera de los fondos de pensiones privados de Bogotá desde la perspectiva de sus colaboradores
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Date
2022-12
Authors
Bohórquez Díaz, Karen Lorena
Prieto Moya, Yeimy Tatiana
Advisors
López Rodríguez, Campo Elías
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Todas las organizaciones requieren de analizar sus riesgos en todo sentido. Entre ellos, el riesgo operacional, es un apartado muy importante debido al gran impacto que puede llegar a tener dentro del engranaje empresarial. Poder analizar esta importancia, especialmente enfocada en el sistema financiero, particularmente en los fondos de pensiones privados de Bogotá, desde un enfoque de los colaboradores de estas empresas, es el objetivo particular de este estudio. Para ello, un enfoque cuantitativo fue utilizado a fin de poder representar una correlación de las diferentes variables que se presentan durante el análisis y desarrollo de la presente investigación. Se establece que diferentes tipos de riesgos, internos y externos, tienen igual relevancia al momento de hacer una evaluación operacional del riesgo. Si bien la probabilidad de algunos es baja, el impacto es alto en el caso de ocurrencia de alguno de los riesgos planteados, por lo que es necesario abarcarlos todos de una forma juiciosa, a fin de poder realizar una posible mitigación de los impactos de ellos.
All organizations need to analyze their risks in every sense. Among them, operational risk is a very important section due to the significant impact it can have within the business. To be able to analyze this importance, especially focused on the financial system, particularly in the private pension funds of Bogota, from the point of view of the employees of these companies, is the particular objective of this study. For this purpose, a quantitative approach was used in order to be able to represent a correlation of the different variables presented during the analysis and development of this research. It is established that different types of risks, internal and external, have equal relevance at the time of making an operational risk assessment. Although the probability of some of them is low, the impact is high in the case of occurrence of any of the proposed risks, so it is necessary to cover them all in a judicious manner, in order to be able to perform a possible mitigation of their impacts.
All organizations need to analyze their risks in every sense. Among them, operational risk is a very important section due to the significant impact it can have within the business. To be able to analyze this importance, especially focused on the financial system, particularly in the private pension funds of Bogota, from the point of view of the employees of these companies, is the particular objective of this study. For this purpose, a quantitative approach was used in order to be able to represent a correlation of the different variables presented during the analysis and development of this research. It is established that different types of risks, internal and external, have equal relevance at the time of making an operational risk assessment. Although the probability of some of them is low, the impact is high in the case of occurrence of any of the proposed risks, so it is necessary to cover them all in a judicious manner, in order to be able to perform a possible mitigation of their impacts.
Description
Analizar la importancia de los riesgos operacionales para la gerencia financiera de los fondos de pensiones privados de Bogotá desde la perspectiva de sus colaboradores
Keywords
Gerencia Financiera, Riesgo Operacional, Fondo de Pensiones Privados, Financial Management, Operational Risk, Private Pension Funds