Diseño de una estructura de crédito estudiantil para la Cooperativa UNIMINUTO Sede Bello
No Thumbnail Available
Date
2020-05-16
Authors
Granados Soto, Leidy Viviana
Bedoya Cardona, Sandra Milena
Salas Londoño, Ángela María
Advisors
Quirama Estrada, Uvenny
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Al día de hoy la educación superior ha sido una de las necesidades más relevantes a nivel nacional para disminuir la brecha social, sin embargo, uno de los inconvenientes es la financiación del acceso a la misma la cual se requiere para mejorar calidad laboral y social los estudiantes. Teniendo en cuenta lo anterior se genera el proyecto donde se busca diseñar una estructura de crédito estudiantil que permita a los aspirantes de la Corporación Universitaria Minuto de Dios sede Bello, acceder de forma fácil y rápida al crédito estudiantil que brinda la Cooperativa de la universidad. Según recolección de datos de diferentes entidades financieras, cooperativas y la recolección de información primaria a partir del desarrollo de encuesta a los estudiantes de la Corporación Universitaria Minuto de Dios, se identificaron las dificultades en el acceso a los recursos solicitados en los créditos. Teniendo en cuenta lo anterior se estructuró un diseño de crédito para la Cooperativa UNIMINUTO que permita un fácil acceso a los estudiantiles y además un crecimiento en un 20% en la rotación de créditos para la educación.
As of today, higher education has been one of the most relevant needs at the national level to reduce the social gap, however, one of the drawbacks is financing access to it, which is required to improve labor and social quality. students. Taking into account the above, the project is generated where the aim is to design a student credit structure that allows applicants from the Minuto de Dios University Corporation, headquarters in Bello, to easily and quickly access the student credit offered by the University Cooperative. According to data collection from different financial entities, cooperatives and the gathering of the first information from the development of a survey of the students of the University Corporation of the Minuto de Dios, difficulties were found in accessing the resources requested in the credits. Taking into account the above, a credit design was structured for the UNIMINUTO Cooperative that allows easy access for students and also a 20% growth in the rotation of credits for education.
As of today, higher education has been one of the most relevant needs at the national level to reduce the social gap, however, one of the drawbacks is financing access to it, which is required to improve labor and social quality. students. Taking into account the above, the project is generated where the aim is to design a student credit structure that allows applicants from the Minuto de Dios University Corporation, headquarters in Bello, to easily and quickly access the student credit offered by the University Cooperative. According to data collection from different financial entities, cooperatives and the gathering of the first information from the development of a survey of the students of the University Corporation of the Minuto de Dios, difficulties were found in accessing the resources requested in the credits. Taking into account the above, a credit design was structured for the UNIMINUTO Cooperative that allows easy access for students and also a 20% growth in the rotation of credits for education.
Description
Diseñar un modelo de crédito estudiantil para la Cooperativa UNIMINUTO que permita un mayor acceso a la educación y un crecimiento en los créditos que proveen actualmente a los estudiantes.
Keywords
Crédito estudiantil, Tasa de interés, Capital, Cooperativa, Educación superior, Student credit, Interest rate, Higher education