Agricultura Campesina Familiar, Étnica y Comunitaria - ACFEC.
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Item Capítulo 3. Aportes de los grupos de ahorro y crédito al fortalecimiento de la Agricultura Campesina Familiar, Étnica y Comunitaria en el sur del Tolima(Corporación Universitaria Minuto de Dios – UNIMINUTO, 2024) Camilo Andrés Lastra Romero, Fernando Castrillón ZapataIn Colombia’s rural areas, financial exclusion of family farmers predominates, a situation that is more critical in the case of rural women, young people and the elderly. In this context, based on the principles of the solidarity economy, savings and credit groups have emerged as one of the adaptive strategies of family farming, enabling it to remain in the territories despite the externalities that affect it. The objective of this research was to identify the contributions of the savings and credit groups promoted by Corporación Grupo Semillas in southern Tolima, as possible contributions to the strengthening of family farming in Colombia. The work was framed within the qualitative approach, specifically a case study. A module of the Manuel Quintín Lame Agroecological and Territorial School - emql was accompanied and observed, and semi-structured interviews were conducted, which were later transcribed and analyzed. The savings and credit groups in southern Tolima are part of a comprehensive and participatory rural extension process that has been led by Grupo Semillas. Through the savings and credit groups, contributions are made to the strengthening of family farming that contribute to the implementation of nine of the nineteen public policy guidelines established in Resolution 464 of 2017, for the strengthening of af in Colombia. These contributions can be grouped into four categories: a) financial inclusion; b) strengthening of associative processes, social fabric, solidarity and participation; c) contributions to rural extension and education processes; and d) promotion of consumption and production of af products at the local level. Finally, the conclusions and recommendations for continuing to strengthen pa in Colombia through savings and credit groups are presented.