Diagnóstico Del Grado De Bancarización De Los Establecimientos Comerciales Del Centro Comercial Los Centauros De La Ciudad De Villavicencio Año 2024
No Thumbnail Available
Date
2024-11-27
Advisors
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto de Dios – UNIMINUTO
Type
Trabajo de Investigación e Innovación
Rights
Acceso Abierto - http://purl.org/coar/access_right/c_abf2
Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0)
Attribution-NonCommercial-NoDerivatives 4.0 International (CC BY-NC-ND 4.0)
Abstract
Este proyecto de investigación se centra en el análisis de la bancarización en las tiendas del Centro Comercial Los Centauros de Villavicencio, con el fin de diagnosticar el nivel de su implementación y promover su aplicación efectiva. Se realizó una caracterización a los comerciantes del sector para conocer el nivel actual de bancarización, seguido de un análisis estadístico para identificar las razones de la aceptación o rechazo de esta.
El estudio se desarrolló bajo la metodología cuantitativa, de tipo explorativa y descriptiva, donde se realizaron 66 encuestas de forma presencial, por medio de la herramienta “Microsoft Forms”, con 50 preguntas, abiertas, cerradas de selección múltiple, escala de evaluación, clasificación y Likert; posteriormente se efectuó el procesamiento de datos y análisis estadístico en Microsoft Excel. El resultado evidencia que, aunque el sector comercial hace uso frecuente de los medios proporcionados por la banca, existe un alto desconocimiento de la ley de bancarización, lo que deja ver un déficit en la educación financiera y un alto riesgo de error en los procesos financieros y contables.
This research project focuses on the analysis of banking integration in the stores of the Los Centauros Shopping Center in Villavicencio, with the aim of diagnosing the level of its implementation and promoting its effective application. A characterization of the sector’s merchants was carried out to understand the current level of banking integration, followed by a statistical analysis to identify the reasons for acceptance or rejection of this process. The study was conducted using a quantitative methodology, exploratory and descriptive in nature, in which 66 face-to-face surveys were conducted through the “Microsoft Forms” tool, containing 50 questions in formats such as open-ended, multiple choice, rating scale, classification, and Likert scale. Data processing and statistical analysis were then performed using Microsoft Excel. The results show that, although the commercial sector frequently uses the banking tools provided, there is a high level of unawareness regarding banking legislation, revealing a deficit in financial education and a high risk of errors in financial and accounting processes.
This research project focuses on the analysis of banking integration in the stores of the Los Centauros Shopping Center in Villavicencio, with the aim of diagnosing the level of its implementation and promoting its effective application. A characterization of the sector’s merchants was carried out to understand the current level of banking integration, followed by a statistical analysis to identify the reasons for acceptance or rejection of this process. The study was conducted using a quantitative methodology, exploratory and descriptive in nature, in which 66 face-to-face surveys were conducted through the “Microsoft Forms” tool, containing 50 questions in formats such as open-ended, multiple choice, rating scale, classification, and Likert scale. Data processing and statistical analysis were then performed using Microsoft Excel. The results show that, although the commercial sector frequently uses the banking tools provided, there is a high level of unawareness regarding banking legislation, revealing a deficit in financial education and a high risk of errors in financial and accounting processes.
Description
Diagnosticar el grado de bancarización de los establecimientos comerciales del Centro Comercial Los Centauros de la ciudad de Villavicencio año 2024
Keywords
bancarización, Centro Comercial Los Centauros, educación financiera, procesos contables