Importancia de la gestión de riesgos financieros en el sector bancario colombiano
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Date
2022-08
Authors
Ospina Álvarez, Allison Manuela
Hernández Penagos, Yudy Constanza
Advisors
López Rodríguez, Campo Elías
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Para las entidades del sector bancario en Colombia es fundamental realizar una adecuada gestión de los riesgos financieros para mitigar el impacto que su materialización pueda tener en la operación de la entidad. El objetivo de esta investigación es realizar un análisis documental para determinar la importancia de la gestión de los riesgos Financieros en el sector bancario colombiano. La presente investigación es de tipo descriptiva, el instrumento para la recolección de información es el análisis documental debido a que tiene un enfoque de carácter cualitativo. Para determinar la importancia de la gestión de los riesgos financieros se consultaron diferentes artículos, informes e investigaciones que ahondaban en los cuatro principales riesgos financieros, las formas de administrarlos adecuadamente y los retos del sector bancario para afrontarlos. Dentro de los resultados más relevantes, se obtuvo que en los últimos años los establecimientos bancarios se han visto obligados a robustecer y complementar sus sistemas de administración de riesgos pues la volatilidad del mercado, la creciente inestabilidad económica y el potencial de materialización de riesgo han demostrado la importancia de la correcta administración de riesgo, ya que mitigan el impacto de estos en sus estados Financieros y en su operación
For the entities of the banking sector in Colombia it is essential to carry out an adequate management of financial risks to mitigate the impact that their materialisation may have on the operation of the entity. The objective of this research is to carry out a documentary analysis to determine the importance of financial risk management in the Colombian banking sector. This is descriptive research, the instrument for the collection of information is the documentary analysis because it has a qualitative approach. In order to determine the importance of financial risk management, different articles, reports and research were consulted that delved into the four main financial risks, the ways to manage them adequately and the challenges faced by the banking sector to face them. Among the most relevant results, it was found that in recent years banking institutions have been forced to strengthen and complement their risk management systems, as market volatility, growing economic instability and the potential for risk materialization have demonstrated the importance of proper risk management, since they mitigate the impact of these risks on their financial statements and their operations
For the entities of the banking sector in Colombia it is essential to carry out an adequate management of financial risks to mitigate the impact that their materialisation may have on the operation of the entity. The objective of this research is to carry out a documentary analysis to determine the importance of financial risk management in the Colombian banking sector. This is descriptive research, the instrument for the collection of information is the documentary analysis because it has a qualitative approach. In order to determine the importance of financial risk management, different articles, reports and research were consulted that delved into the four main financial risks, the ways to manage them adequately and the challenges faced by the banking sector to face them. Among the most relevant results, it was found that in recent years banking institutions have been forced to strengthen and complement their risk management systems, as market volatility, growing economic instability and the potential for risk materialization have demonstrated the importance of proper risk management, since they mitigate the impact of these risks on their financial statements and their operations
Description
Caracterizar la importancia de la gestión de los riesgos financieros y su administración en las entidades bancarias en Colombia
Keywords
Gerencia Financiera, Riesgo Financiero, Sector Bancario, Riesgo de Crédito, Gestión de Riesgos, Financial Management, Financial Risk, Operational Risk