Incidencia de la inteligencia artificial en la toma de decisiones financieras en el sector bancario
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Date
2024-12-13
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Editors
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Publisher
Corporación Universitaria Minuto de Dios - UNIMINUTO
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Thesis
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Acceso Abierto - http://purl.org/coar/access_right/c_abf2
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
El presente trabajo es una investigación a cerca de la incidencia de la inteligencia artificial en la toma de decisiones en el sector bancario que tiene como objetivo identificar la incidencia de la inteligencia artificial en la toma de decisiones financieras en el sector bancario. Para esta investigación se utilizó la aplicación de entrevista a gerentes de las entidades bancarias, se adoptó una metodología cualitativa en una población infinita, dentro de los hallazgos se evidencia que cada vez más se ve la gran participación e implementación de la Inteligencia Artificial en los procesos operativos, el área comercial, la toma de decisiones financieras y controles regulatorios que a su vez da como resultado eficiencia operativa, toma de decisiones informadas y más acertadas y la mitigación del riesgo. se concluye que la Inteligencia Artificial no es solo una tendencia tecnológica en la toma de decisiones financieras en el sector bancario, sino una transformación estructural que es irreversible, ya que el foco se centra en como integrarla de manera ética, eficiente y segura, maximizando sus beneficios y minimizando riesgos.
The present work is an investigation about the impact of artificial intelligence on decision-making in the banking sector that aims to identify the impact of artificial intelligence on financial decision-making in the banking sector. For this research, the application of interviews with managers of banking entities was used, a qualitative methodology was adopted in an infinite population, within the findings we found that the great participation and implementation of Artificial Intelligence in operational processes is increasingly seen. the commercial area, financial decision making and regulatory controls which in turn results in operational efficiency, informed and more accurate decision making and risk mitigation. It is concluded that Artificial Intelligence is not only a technological trend in financial decision-making in the banking sector, but a structural transformation that is irreversible, since the focus is on how to integrate it in an ethical, efficient and safe way, maximizing its benefits. benefits and minimizing risks.
The present work is an investigation about the impact of artificial intelligence on decision-making in the banking sector that aims to identify the impact of artificial intelligence on financial decision-making in the banking sector. For this research, the application of interviews with managers of banking entities was used, a qualitative methodology was adopted in an infinite population, within the findings we found that the great participation and implementation of Artificial Intelligence in operational processes is increasingly seen. the commercial area, financial decision making and regulatory controls which in turn results in operational efficiency, informed and more accurate decision making and risk mitigation. It is concluded that Artificial Intelligence is not only a technological trend in financial decision-making in the banking sector, but a structural transformation that is irreversible, since the focus is on how to integrate it in an ethical, efficient and safe way, maximizing its benefits. benefits and minimizing risks.
Description
Identificar la incidencia de la inteligencia artificial en la toma de decisiones financieras en el sector bancario.
Keywords
Financial decisions, artificial intelligence, banking sector, Decisiones financieras, inteligencia artificial, sector bancario