Estudio de factibilidad financiera con la plataforma Crowdfunding para la Pyme Grupo Empresarial PINO SAS
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Date
2022-06-30
Editors
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Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Las entidades financieras han tenido una evolución de manera importante y ahora en la actualidad se encuentran las plataformas tecnológicas en la Banca Digital, que permite ingresar a un financiamiento, inversión o apalancamiento que distintas microempresas del país logran su financiación con este tipo de alternativas; aunque en Colombia las FINTECH han crecido, permiten al usuario de la Banca acceder a distintos tipos de créditos que les permite seguir adelante con su emprendimiento.
El Crowdfunding es una herramienta FINTECH, meramente digital, que proporciona plataformas digitales que permiten el acceso a Financiamiento Colectivo a las microempresas de distintos sectores del país. En Colombia ya hay distintas plataformas que permiten este tipo de ayudas.
Dentro del proyecto se observa la aplicación de esta herramienta financiera en una Mipyme de la ciudad de Girardot, la cual busca financiamiento para expandir su producción y ventas.
Se realiza un estudio de factibilidad si este tipo de herramientas le pueden servir a la Mipyme para acceder a su financiación, se va a mirar con cual de estas plataformas sería capaz de brindarle el apalancamiento que necesita la Mipyme.
Financial entities have had an important evolution and now there are technological platforms in Digital Banking, which allows access to financing, investment or leverage that different microenterprises in the country obtain their financing with this type of alternatives; Although in Colombia the FINTECH have grown, they allow the user of the Bank to access different types of credits that allow them to continue with their entrepreneurship. Crowdfunding is a FINTECH tool, purely digital, that provides digital platforms that allow access to Collective Financing to micro-enterprises from different sectors of the country. In Colombia there are already different platforms that allow this type of aid. Within the project, the application of this financial tool is observed in a Mipyme in the city of Girardot, which seeks financing to expand its production and sales. A feasibility study is carried out if these types of tools can be used by Mipyme to access their financing, it will be seen with which of these platforms it would be able to provide the leverage that Mipyme needs.
Financial entities have had an important evolution and now there are technological platforms in Digital Banking, which allows access to financing, investment or leverage that different microenterprises in the country obtain their financing with this type of alternatives; Although in Colombia the FINTECH have grown, they allow the user of the Bank to access different types of credits that allow them to continue with their entrepreneurship. Crowdfunding is a FINTECH tool, purely digital, that provides digital platforms that allow access to Collective Financing to micro-enterprises from different sectors of the country. In Colombia there are already different platforms that allow this type of aid. Within the project, the application of this financial tool is observed in a Mipyme in the city of Girardot, which seeks financing to expand its production and sales. A feasibility study is carried out if these types of tools can be used by Mipyme to access their financing, it will be seen with which of these platforms it would be able to provide the leverage that Mipyme needs.
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Keywords
Crowdfunding, Apalancamiento, Financiación, Microempresa, Crowdfunding, Leverage, Financing, Microenterprise