Insuficiencia de la educación financiera en jóvenes entre 15 y 28 años en Bogotá
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Date
2020-05-20
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Editors
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Volume Title
Publisher
Corporación Universitaria Minuto de Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Este proyecto tiene como fin realizar una revisión de la historia, el marco legal y los modelos de ahorro que se ha generado durante el tiempo, con el objetivo de proyectar un control de gastos de los jóvenes entre 15 y 28 años que buscan una calidad de vida personal y profesional, con un provecho sobre el manejo adecuado de los recursos financieros. De acuerdo con el marco legal, El Gobierno Nacional le viene apostando a la facilidad de los usuarios del sistema financiero de acceder a créditos y contar con todo su dinero. Por tal motivo, el presidente de la República sancionó la Ley 1793 del 7 de julio del 2016, con la cual se dictan normas en materia de costos de los servicios financieros. Según lo investigado la educación financiera no se tiene muy en cuenta debido a la falta de programas de educación, y de acuerdo a la investigación son pocos los jóvenes que tienen la oportunidad de tener una educación financiera
The purpose of this project is to review the history, legal framework and saving models that have been generated over time, with the aim of projecting an expense control of young people between 15 and 28 years of age who are seeking quality personal and professional life, with a profit on the proper management of financial resources. In accordance with the legal framework, the National Government has been betting on the ease of users of the financial system to access credits and have all their money. For this reason, the President of the Republic passed Law 1793 of July 7, 2016, which establishes regulations regarding the costs of financial services. According to what has been investigated, financial education is not taken into account due to the lack of education programs, and according to the research, few young people have the opportunity to have a financial education
The purpose of this project is to review the history, legal framework and saving models that have been generated over time, with the aim of projecting an expense control of young people between 15 and 28 years of age who are seeking quality personal and professional life, with a profit on the proper management of financial resources. In accordance with the legal framework, the National Government has been betting on the ease of users of the financial system to access credits and have all their money. For this reason, the President of the Republic passed Law 1793 of July 7, 2016, which establishes regulations regarding the costs of financial services. According to what has been investigated, financial education is not taken into account due to the lack of education programs, and according to the research, few young people have the opportunity to have a financial education
Description
Proponer un método de ahorro por medio de las TIC para mejorar el manejo de las finanzas en jóvenes entre 15 y 28 años en Bogotá.
Keywords
Desempleo, Finanzas, Salario, Gastos, Demand for money, Financial development, Unemployment, Sector diagnosis