Factores que influyen en las decisiones de inversión en títulos valores en las personas naturales de la ciudad de Ibagué
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Date
2023-05
Authors
Molano Gutiérrez, Alejandro
Martínez León, Dorani
Advisors
Rodriguez, Edgar
Editors
Journal Title
Journal ISSN
Volume Title
Publisher
Corporación Universitaria Minuto De Dios
Type
Thesis
Rights
Atribución-NoComercial-SinDerivadas 2.5 Colombia
Abstract
Se ha realizado este estudio, con el propósito principal de determinar los factores concluyentes que hacen que las personas de Ibagué inviertan o se abstengan de realizar inversiones en títulos valores, para lo que se aplicó un diseño transversal y no experimental, en el cual participaron 387, personas mayores de 18 años residentes en la ciudad de Ibagué, quienes recibieron vía WhatsApp y/o correo electrónico el enlace del instrumento elaborado y por medio de la herramienta google Forms.
Los resultados obtenidos indican claramente los factores influyentes en las decisiones de inversión de los ibaguereños en títulos valores entre los que se destacan la aversión al riesgo y la desconfianza en el sistema financiero.
Por tanto se concluye que los factores son netamente de tipo conductual o comportamental ya que los Ibaguereños se dejan influenciar mayormente por sentimientos y miedos y no toman decisiones de manera racional.
This study has been carried out with the main purpose of determining the conclusive factors that make people from Ibagué invest or refrain from making investments in securities, for which a cross-sectional and non-experimental design was applied, in which 387 participants participated, people over 18 years of age residing in the city of Ibagué, who received the link of the instrument prepared via WhatsApp and/or email and through the Google Forms tool. The results obtained clearly indicate the influential factors in the investment decisions of people residing in Ibagué in securities, among which risk aversion and distrust in the financial system stand out. Therefore, it is concluded that the factors are clearly of a behavioral or behavioral type, since people residing in Ibagué allow themselves to be influenced mainly by feelings and fears and do not make decisions rationally.
This study has been carried out with the main purpose of determining the conclusive factors that make people from Ibagué invest or refrain from making investments in securities, for which a cross-sectional and non-experimental design was applied, in which 387 participants participated, people over 18 years of age residing in the city of Ibagué, who received the link of the instrument prepared via WhatsApp and/or email and through the Google Forms tool. The results obtained clearly indicate the influential factors in the investment decisions of people residing in Ibagué in securities, among which risk aversion and distrust in the financial system stand out. Therefore, it is concluded that the factors are clearly of a behavioral or behavioral type, since people residing in Ibagué allow themselves to be influenced mainly by feelings and fears and do not make decisions rationally.
Description
Identificar los factores que influyen en las decisiones de inversión en títulos valores en las personas naturales de la ciudad de Ibagué.
Keywords
Inversión, Títulos valores, Finanzas conductuales, Educación Financiera, Sistema Financiero, Mercado de Capital., Investment, Securities, Behavioral Finance, Financial Education, Financial System, Capital Market